Unsolved Problem in Human Resources Qualities of Vietnamese Banking Industry in Integration

Khanh Van Truong, Loc Bich Tram 
(1. University of Finance-Marketing, Vietnam; 2. Sai Gon University, Vietnam)

Abstract: Economic integration become the inevitable trend of all countries around the world brings not only opportunities but also challenges for all aspects of society, especially the banking sector. Meanwhile, workforce in Vietnamese banking sector has been not only insufficient but also leftovers, which creates unsolvable problems for unemployment in the current period and for the competitiveness of the sector in near future. After conducting research in many different aspects, this paper finds out the main reasons why banker resources have not met the requirements of society, which can be summarized as follows: management methods of State agencies have only been implemented for form’s sake and their development planning is not appropriate for economic environment; most of training facilities focus on scale rather than the quality; the way of doing business of some banks creates a lot of potential risk but they have no appropriate management mechanism; and students majoring in banking sector have negligent learning attitude and deviant thinking of their career in future.

Key words: banker resources, economic integration, AEC, moral hazard, bank training

JEL codes: A220